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Widnes, Cheshire · Liverpool Magistrates Court
Following an incident at the company's Hale Road site, HSE discovered the company had no valid employers' liability insurance certificate in place between 18 April 2025 and 30 September 2025. No injury is described on the page; the prosecution concerned the missing insurance itself.
Injuries: Not applicable: no injury reported, the offence was the absence of required insurance.
Employers' Liability (Compulsory Insurance) Act 1969
“Had Mill House Metal's employees suffered a work-related injury or illness that warranted a claim for damages, they would have been denied a chance to claim the compensation as recompense for any pain and suffering they had endured.”
Employers must keep continuous, valid liability insurance in place, not just have held a policy at some point.
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