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PHW · Other · 2026-04-27

Mill House Metals Ltd fined £1,000 after a lapse in employers' liability insurance

Widnes, Cheshire · Liverpool Magistrates Court

What happened

Following an incident at the company's Hale Road site, HSE discovered the company had no valid employers' liability insurance certificate in place between 18 April 2025 and 30 September 2025. No injury is described on the page; the prosecution concerned the missing insurance itself.

Injuries: Not applicable: no injury reported, the offence was the absence of required insurance.

The breach

Employers' Liability (Compulsory Insurance) Act 1969

The sentence

  • Fine: £1,000
  • Costs: £2,000
HSE inspector

“Had Mill House Metal's employees suffered a work-related injury or illness that warranted a claim for damages, they would have been denied a chance to claim the compensation as recompense for any pain and suffering they had endured.”

What would have prevented it

Employers must keep continuous, valid liability insurance in place, not just have held a policy at some point.

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Source: HSE press release, Company fined for not having compulsory insurance for its workers